Steps to Take Following a Minor Auto Accident
Fender benders can really ruin your day. These kinds of incidents may not seem like a huge deal, and you may want to just move on and keep going about your business. However, if you are in an auto accident of any kind, even a minor one, it is important to take the right steps and ensure everything is taken care of.
1. Do not leave the scene of the accident.
After you have made sure everyone in your car is okay, everyone in the other car is okay, and you have checked your car for signs of damage, you may be tempted to drive away. However, even if it seems like no one is hurt and you only have minimal damage, you should not leave the scene. You would not want to get down the road and discover your car is having problems you did not notice immediately.
2. Call the police.
Even if there are no signs of injury, personal injury attorneys and insurance companies recommend you always call the police following an accident. They will likely refer to police reports if there are any impending lawsuits. The police reports will also help indicate who is actually at fault after an accident, and it is vital to gather that information immediately following the incident to make sure it is accurate. Tell them everything you can in great detail to explain what happened, but do not speculate or guess. Provide only facts. If they ask you if you are injured but you are not sure, tell them you do not know, instead of telling them no.
3. Report the accident to your insurance company.
It is best to always get a copy of the other party’s insurance information before leaving the scene of the accident. You should then report the incident to your own insurance company. You could be entitled to some benefits from your company to help with any medical bills and auto repairs needed. But insurance companies do require you to report the incident as soon as possible, so do not wait to call them.
4. Document everything.
Even if the only damage you can see on your car is a new scratch or bump, always document the damage. It is best to take pictures if possible. Keep track of the other person’s insurance information, as well as any personal information you need from them. Take account of any noticeable injuries you or your passengers sustained. It is best to be thorough in all of your documentation and understanding of the accident in case you file a personal injury lawsuit later.
5. Get checked out by a medical professional.
Once the police are done collecting information for their report, you should consider getting checked by a medical professional to make sure you are not injured. It may seem like overkill, but a lot of injuries do not manifest right away. Getting checked out very soon after an accident could help you know what compensation you are entitled to, as well as making sure you are safe and can heal properly.
Auto Accident-Coeur d’Alene
The attorneys at Beck Law can help you following an auto accident. Whether you need to file a personal injury lawsuit or just want to know your rights, consult an attorney to help guide you through the process and inform you of everything you are entitled to.